My bankruptcy attorney helped me during a tough time

bankruptcy attorney

I have my reasons for thinking that the Bankruptcy Law Professionals of Colorado are among the best bankruptcy lawyers in Colorado. Last year I had to file for bankruptcy and it was one of the most difficult experiences I have ever gone through. For me it was humiliating and draining because you have to pour over so many intimate and personal details of your life and it can be very embarrassing. I will be the first to admit that I haven’t been very smart with my money over the years and that’s why I am in the position I am in. However saying that is one thing and having a complete stranger comb through your every transaction for the past seven years is another.

The bulk of my debt came in the form of credit cards being racked up to their limit. At first I could afford to pay a little extra on each card every month but with how often I used the cards it became a losing battle. I couldn’t overcome the extremely high interest rates I was getting and before I knew it I could hardly make my payments on time. I would be late on some payments just so I could pay the late fee and the overdraft fee of another card. It was a vicious cycle and one that I could have stopped long ago if I had just had the wisdom to call a bankruptcy lawyer way back when. I certainly could have used their expertise and guidance long before I actually wised up to call them. Oh well, they say hindsight is 50/50 and all you can do is learn and move forward, learning from your mistakes.

When I finally came to the Bankruptcy Law Professionals of Colorado I met with an attorney named Chris. He was very professional and acted as if he had been doing this his whole life. He said he had been an ABC certified attorney for over thirty years now and that he had spent the past decade working for the BLPC. It really made us feel confident to know that we had someone on our side that was battle tested and had been there before. Things would have looked and felt much different if it were some young stud trying to swing for the fences.

I filed a chapter 11 bankruptcy which is basically re-organization of your debts. For me this included consolidating my credit card loans into one loan taken out by a lender. This loan had a lower interest rate but a longer repayment period and if I made a certain amount of on time payments the balance could be forgiven. It may not sound like much but all of the sudden there is a light at the end of the tunnel where before there certainly wasn’t. My lawyer Chris, the best bankruptcy attorney in Denver accompanied me to some of my creditor meetings and helped advocate on my behalf. In the end I was able to survive bankruptcy and come out better.

Filing bankruptcy to keep my house

I never thought it would come to this point where I would have to file for bankruptcy in order to restructure my debt and keep my house. I had avoided getting a bankruptcy lawyer for several months, thinking that I would lose everything if I went through that process. But once it go too bleak to think about the future, I decided to give a bankruptcy lawyer a try and see what they could tell me or what they could do for me. And in the end, it turned out that they can help you keep you house.  By helping you to restructure all of your debts through the bankruptcy process, the bankruptcy lawyers are able to help people keep their houses instead of losing them to the collateral of the bank.  I never knew this was possible, but it is. And with my bankruptcy lawyer helping me, I only have one payment that I make every month, which leaves me with just enough left over to not feel too strapped for cash or to not feel like I can’t do anything at all to enjoy my life.  So I don’t go out and spend money that is supposed to be going to the creditors, because there is just enough left over that I can spend. I never would that thought to structure it that way, but the bankruptcy lawyer knew just how much of a percentage I would need to feel secure and safe in my own life. and I even have a savings account now.

bankruptcy laywer

Hoping bankruptcy can save my house.

The current problem that I am facing is that I cannot afford to keep paying on my mortgage at this point.  I have stopped paying on pretty much everything else that I used to pay, starting with the credit card bills, but now I think I’m at the end of my rope and I need a bankruptcy lawyer to help me get through all this.  I haven’t been able to make any money recently, and so I’ve had to stop paying on things because there was no money coming in.  What I did have I needed to use to pay for the food for the house, and so I couldn’t use it for any other thing.  Even when the bills keep coming, I just can’t pay them. And now we are at the end of our savings, and so we have no money to pay for the house either.  I’m not sure if hiring a bankruptcy lawyer is going to be able to help us keep the house, I’m afraid that it will end up going to creditors after awhile, but we have to try something to try to keep it for a bit longer. I know that people have been living in their houses for several years after they are unable to pay, and maybe by that time I will have an income again and won’t be in this mess. But for now the bankruptcy lawyer may be our only hope at providing a home for the family and being able to keep buying food to eat.

bankruptcy lawyer

 

Denver Bankruptcy Attorney Best in the Buisness

If you are facing the threat of Bankruptcy, do not make the same mistake that I did and give up hope. Two years ago I was faced with the decision to file for bankruptcy. I was devastated. I had seen it coming for while, but that still did not prepare me for the reality of the situation. I was so overwhelmed as everything was being explained to me, that I just decided to throw in the towel. I was already at bankruptcy’s doorstep. I might as well just cross. That was when it was told to seek the advice of a bankruptcy attorney.

I called and scheduled an appointment with a Denver bankruptcy lawyer that was reported to the best tin the business. I had seen pictures of him on bus benches throughout the city emphasizing his genuine concern for his clients. It didn’t inspire much confidence in me, as I was sure it was just another phony marketing ploy. Despite my doubts, I went to the appointment anyways, resigned to the fate that I already knew awaited me.

I could not have been more surprised when my attorney came in fully prepared and ready to go to work on getting me out of this situation. He sat down with me and went over every detail of my case with me, before sharing his ideas with me on how we could get the most out of this case. I was flabbergasted. There was actually a way out, and this lawyer was willing to do everything in his power to help me. I was so fortunate to have walked into that attorney’s office that day because he truly is the best in the business.

Bankruptcy Lawyer

Denver Bankruptcy Attorney Helps Client Through Difficult Process

My experience with bankruptcy is all about bad timing. I was always a very financially responsible guy, with a great job that provided for all my needs and beyond. I was always very careful about how I spent my money because, even though I made good money at my job, I still had student loans to pay off. When I was close to paying off those loans, I decided to start looking at buying a house. Looking back now, I wasn’t in need of my own house, but it just seemed like the next logical step in my progression through adulthood.

I found the perfect house for me, and bought it. What I didn’t know was that I was buying it at a time when the prices in the housing market were the highest they had ever been. I thought I was getting my house at a great value, but I was actually paying much more than what it was worth. However, I was okay with the price because the mortgage payments were well within my budget, and I was expecting a raise at work. However, I never got that raise, because I lost my job about a month later. Before I knew it, I was filing for bankruptcy.

My bankruptcy attorney was with me every step of the way, and help me to understand the different aspects of declaring bankruptcy. He fought for me to get the absolute best outcome that was possible for my case, and he did not stop looking for options until the day the whole process was coming to a close. I was lucky that I got the Denver bankruptcy lawyer that I did because I do not think that I could have made it through that process without her.

Denver Bankruptcy Lawyer

Credit Card Debt is One Kind of Debt that can Accumulate very Quickly.

Colorado bankruptcy attorneyEveryone knows a little bit about bankruptcy, but most people do not know enough.  Bankruptcy can happen to anyone who spends money, which includes pretty much everyone.  Spending money is necessary and risky.  It is especially dangerous to buy goods and services on credit.  If you cannot pay your credit card debt or other debt for any reason, you will experience some harsh consequences.  For many people bankruptcy is preferable to the consequences of remaining in severe debt.  Even in flourishing states like Colorado, many people deal with issues like debt and bankruptcy.  There is nothing wrong with needing the help of a Colorado bankruptcy attorney.  He or she will be able to save you a lot of money and unnecessary stress.  Debt has always been a common and major financial issue.  In the United States, in particular, debt is becoming a serious epidemic.  National debt something that is often discussed on the news, but individual debt is just as much of a problem.  Many individuals owe a lot of money for a variety of things.  Credit card debt is one type of debt that can accumulate very quickly, but there are many other ways to accumulate debt.  In Denver, Colorado, many people have accumulated too much credit card debt.  This is one of the many things that can lead to bankruptcy.  It does not matter how you end up bankrupt because no matter what the cause, you will need a Denver bankruptcy lawyer.  Lawyers can help to minimize the consequences of going bankrupt for you and your family or business.

Bankruptcy is Sometimes the Smartest Solution.

Denver bankruptcy attorneyFor many people, debt can get out of hand.  Debt can accumulate if you are not careful or simply have a lot of expenses.  There are countless ways that a person can end up in debt.  In many instance, debt can be manageable.  If you only have a little bit of debt and have enough of an income or enough money to pay it off, you should not worry too much about your debt issues.  Debt can be problematic if it becomes too great.  In these situations, many people turn to bankruptcy.  In Colorado alone, countless individuals and businesses have needed to resort to bankruptcy.  If you are one of these people, you should hire a qualified Denver bankruptcy attorney.  These attorneys help clients who are going through bankruptcy.  Bankruptcy is quite a common problem in the United States.  These days, almost everyone is worrying about money.  Ever since the housing market crash and the economic recession of the early twentieth century, millions of Americans have been preoccupied with money issues.  Many people are struggling with debt and other financial burdens.  This is because prices have risen, but many people are not making more money than they were several years ago.  Many people end up accumulating way more debt than they can handle.  If you ever find yourself with more debt than you can manage, you should not panic.  You may need to consider bankruptcy, though.  If you get a good bankruptcy lawyer, your bankruptcy will not be as bad as you may think.

Bankruptcy lawyers make a huge difference.

I am once again going to reference my colleague’s interaction with his bankruptcy lawyer as a truth, not an anecdote mind you, of the importance of getting the very best bankruptcy lawyer for your case.  It makes such a big difference because someone could easily be assigned a bank attorney who does not really care about you as a person or does not have the expertise to get you the win that you need.  Now look, I sound like a Frank Azar, the Strong Arm, commercial, but that’s not my point.  My point is to say that according to my friend it makes a huge difference.  I have to trust him because I, thankfully, have no experience in this area.  I have absolutely zilch experience.  So with that in mind, let’s talk about why having a good attorney is better.  One, unless you’re Chad Johnson, you’re probably not going to go to jail if you do not expect it.  Two, you’re probably going to get what you expect or something better.  Who knows, maybe the creditor will start paying you because you seem like such a nice person that is excellent at picking lawyers to represent them.  I have no idea and I am just trying to fill space right now before my mind explodes.  Has that ever happened to you?  Anyway, it is vastly important to be on the lookout for the very best bankruptcy attorney you can because in the end it makes a massive difference in how much money you will ultimately pay your creditor.

Bankruptcy Law Professionals

4610 South Ulster Street

Denver, CO 80237

T:(720) 493-9733

F: (720) 493-0668

email- mail@bklawpro.com

denver bankruptcy attorney

Denver Bankruptcy And Your Case

Denver bankruptcyThere are not two legal cases that are the same and there are not two lawyers that are going to deal with their clients in the same way. When you are dealing with the law you are going to want to make sure that you are dealing with a lawyer that can really help you no matter what. When you are dealing with Denver bankruptcy you want to make sure that you are dealing with a lawyer that knows what they are talking about as well as a lawyer that really knows the law. There are a lot of lawyers in Denver, Colorado that are going to claim that they can help you when it comes to your bankruptcy case but not all of them are going to be able to but you can trust the lawyers at the Denver law firm of Wink and WInk to help you no matter what is going on in your life. This is a law firm that really understands that bankruptcy can be an extremely hard issue to deal with and they want to make sure that you understand that they are going to be there for you and with you no matter what. These are not your average bankruptcy lawyers in Denver, Colorado but rather they are bankruptcy attorneys that are committed and know exactly what to do to help you with your bankruptcy case. If you need a Denver bankruptcy attorney then Wink and Wink is the law firm that is for you.

Choosing A Denver Bankruptcy Lawyer

bankruptcy lawyerThere are a lot of tough choices that we all must make in this life and it is important that we have people on our side to help us out and make sure that we are doing things correctly, especially when it comes to the choice of bankruptcy. Bankruptcy is not something that any of us want to have to make the choice to do, but unfortunately it is a choice that many of us must make, especially in large cities like Denver, Colorado. Luckily, there are people that can help us not only make this choice but also help us throughout the whole process and these people are bankruptcy lawyers. A bankruptcy lawyer is a person that is going to help you file all of the necessary papers and documents needed in order to file for bankruptcy in your state. This is a person that knows the ins and outs of bankruptcy law and knows that it is important to follow through and do everything correct the first time. This is also a person that knows how important it is to do these things in a timely manner as well as a person who is going to be there to support you throughout the whole legal process. A bankruptcy attorney is very different from any other type of lawyer as their primary job is to work with thier client to make sure that they are getting everything that they need when it comes to the bankruptcy filing process and to hopefully get them out of debt.

Bankruptcy Law Professionals

4610 South Ulster Street

Denver, CO 80237

T:(720) 493-9733

F: (720) 493-0668

email- mail@bklawpro.com