I have my reasons for thinking that the Bankruptcy Law Professionals of Colorado are among the best bankruptcy lawyers in Colorado. Last year I had to file for bankruptcy and it was one of the most difficult experiences I have ever gone through. For me it was humiliating and draining because you have to pour over so many intimate and personal details of your life and it can be very embarrassing. I will be the first to admit that I haven’t been very smart with my money over the years and that’s why I am in the position I am in. However saying that is one thing and having a complete stranger comb through your every transaction for the past seven years is another.
The bulk of my debt came in the form of credit cards being racked up to their limit. At first I could afford to pay a little extra on each card every month but with how often I used the cards it became a losing battle. I couldn’t overcome the extremely high interest rates I was getting and before I knew it I could hardly make my payments on time. I would be late on some payments just so I could pay the late fee and the overdraft fee of another card. It was a vicious cycle and one that I could have stopped long ago if I had just had the wisdom to call a bankruptcy lawyer way back when. I certainly could have used their expertise and guidance long before I actually wised up to call them. Oh well, they say hindsight is 50/50 and all you can do is learn and move forward, learning from your mistakes.
When I finally came to the Bankruptcy Law Professionals of Colorado I met with an attorney named Chris. He was very professional and acted as if he had been doing this his whole life. He said he had been an ABC certified attorney for over thirty years now and that he had spent the past decade working for the BLPC. It really made us feel confident to know that we had someone on our side that was battle tested and had been there before. Things would have looked and felt much different if it were some young stud trying to swing for the fences.
I filed a chapter 11 bankruptcy which is basically re-organization of your debts. For me this included consolidating my credit card loans into one loan taken out by a lender. This loan had a lower interest rate but a longer repayment period and if I made a certain amount of on time payments the balance could be forgiven. It may not sound like much but all of the sudden there is a light at the end of the tunnel where before there certainly wasn’t. My lawyer Chris, the best bankruptcy attorney in Denver accompanied me to some of my creditor meetings and helped advocate on my behalf. In the end I was able to survive bankruptcy and come out better.