My bankruptcy attorney helped me during a tough time

bankruptcy attorney

I have my reasons for thinking that the Bankruptcy Law Professionals of Colorado are among the best bankruptcy lawyers in Colorado. Last year I had to file for bankruptcy and it was one of the most difficult experiences I have ever gone through. For me it was humiliating and draining because you have to pour over so many intimate and personal details of your life and it can be very embarrassing. I will be the first to admit that I haven’t been very smart with my money over the years and that’s why I am in the position I am in. However saying that is one thing and having a complete stranger comb through your every transaction for the past seven years is another.

The bulk of my debt came in the form of credit cards being racked up to their limit. At first I could afford to pay a little extra on each card every month but with how often I used the cards it became a losing battle. I couldn’t overcome the extremely high interest rates I was getting and before I knew it I could hardly make my payments on time. I would be late on some payments just so I could pay the late fee and the overdraft fee of another card. It was a vicious cycle and one that I could have stopped long ago if I had just had the wisdom to call a bankruptcy lawyer way back when. I certainly could have used their expertise and guidance long before I actually wised up to call them. Oh well, they say hindsight is 50/50 and all you can do is learn and move forward, learning from your mistakes.

When I finally came to the Bankruptcy Law Professionals of Colorado I met with an attorney named Chris. He was very professional and acted as if he had been doing this his whole life. He said he had been an ABC certified attorney for over thirty years now and that he had spent the past decade working for the BLPC. It really made us feel confident to know that we had someone on our side that was battle tested and had been there before. Things would have looked and felt much different if it were some young stud trying to swing for the fences.

I filed a chapter 11 bankruptcy which is basically re-organization of your debts. For me this included consolidating my credit card loans into one loan taken out by a lender. This loan had a lower interest rate but a longer repayment period and if I made a certain amount of on time payments the balance could be forgiven. It may not sound like much but all of the sudden there is a light at the end of the tunnel where before there certainly wasn’t. My lawyer Chris, the best bankruptcy attorney in Denver accompanied me to some of my creditor meetings and helped advocate on my behalf. In the end I was able to survive bankruptcy and come out better.

Filing bankruptcy to keep my house

I never thought it would come to this point where I would have to file for bankruptcy in order to restructure my debt and keep my house. I had avoided getting a bankruptcy lawyer for several months, thinking that I would lose everything if I went through that process. But once it go too bleak to think about the future, I decided to give a bankruptcy lawyer a try and see what they could tell me or what they could do for me. And in the end, it turned out that they can help you keep you house.  By helping you to restructure all of your debts through the bankruptcy process, the bankruptcy lawyers are able to help people keep their houses instead of losing them to the collateral of the bank.  I never knew this was possible, but it is. And with my bankruptcy lawyer helping me, I only have one payment that I make every month, which leaves me with just enough left over to not feel too strapped for cash or to not feel like I can’t do anything at all to enjoy my life.  So I don’t go out and spend money that is supposed to be going to the creditors, because there is just enough left over that I can spend. I never would that thought to structure it that way, but the bankruptcy lawyer knew just how much of a percentage I would need to feel secure and safe in my own life. and I even have a savings account now.

bankruptcy laywer

Bankruptcy lawyers make a huge difference.

I am once again going to reference my colleague’s interaction with his bankruptcy lawyer as a truth, not an anecdote mind you, of the importance of getting the very best bankruptcy lawyer for your case.  It makes such a big difference because someone could easily be assigned a bank attorney who does not really care about you as a person or does not have the expertise to get you the win that you need.  Now look, I sound like a Frank Azar, the Strong Arm, commercial, but that’s not my point.  My point is to say that according to my friend it makes a huge difference.  I have to trust him because I, thankfully, have no experience in this area.  I have absolutely zilch experience.  So with that in mind, let’s talk about why having a good attorney is better.  One, unless you’re Chad Johnson, you’re probably not going to go to jail if you do not expect it.  Two, you’re probably going to get what you expect or something better.  Who knows, maybe the creditor will start paying you because you seem like such a nice person that is excellent at picking lawyers to represent them.  I have no idea and I am just trying to fill space right now before my mind explodes.  Has that ever happened to you?  Anyway, it is vastly important to be on the lookout for the very best bankruptcy attorney you can because in the end it makes a massive difference in how much money you will ultimately pay your creditor.

Bankruptcy Law Professionals

4610 South Ulster Street

Denver, CO 80237

T:(720) 493-9733

F: (720) 493-0668

email- mail@bklawpro.com

denver bankruptcy attorney

Denver Bankruptcy And Your Case

Denver bankruptcyThere are not two legal cases that are the same and there are not two lawyers that are going to deal with their clients in the same way. When you are dealing with the law you are going to want to make sure that you are dealing with a lawyer that can really help you no matter what. When you are dealing with Denver bankruptcy you want to make sure that you are dealing with a lawyer that knows what they are talking about as well as a lawyer that really knows the law. There are a lot of lawyers in Denver, Colorado that are going to claim that they can help you when it comes to your bankruptcy case but not all of them are going to be able to but you can trust the lawyers at the Denver law firm of Wink and WInk to help you no matter what is going on in your life. This is a law firm that really understands that bankruptcy can be an extremely hard issue to deal with and they want to make sure that you understand that they are going to be there for you and with you no matter what. These are not your average bankruptcy lawyers in Denver, Colorado but rather they are bankruptcy attorneys that are committed and know exactly what to do to help you with your bankruptcy case. If you need a Denver bankruptcy attorney then Wink and Wink is the law firm that is for you.

Choosing A Denver Bankruptcy Lawyer

bankruptcy lawyerThere are a lot of tough choices that we all must make in this life and it is important that we have people on our side to help us out and make sure that we are doing things correctly, especially when it comes to the choice of bankruptcy. Bankruptcy is not something that any of us want to have to make the choice to do, but unfortunately it is a choice that many of us must make, especially in large cities like Denver, Colorado. Luckily, there are people that can help us not only make this choice but also help us throughout the whole process and these people are bankruptcy lawyers. A bankruptcy lawyer is a person that is going to help you file all of the necessary papers and documents needed in order to file for bankruptcy in your state. This is a person that knows the ins and outs of bankruptcy law and knows that it is important to follow through and do everything correct the first time. This is also a person that knows how important it is to do these things in a timely manner as well as a person who is going to be there to support you throughout the whole legal process. A bankruptcy attorney is very different from any other type of lawyer as their primary job is to work with thier client to make sure that they are getting everything that they need when it comes to the bankruptcy filing process and to hopefully get them out of debt.

Bankruptcy Law Professionals

4610 South Ulster Street

Denver, CO 80237

T:(720) 493-9733

F: (720) 493-0668

email- mail@bklawpro.com